Florida gas prices jump 12 cents; most expensive since 2014 UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Share on Facebook Tweet on Twitter Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom They say that age is just a number. For the 10,000 who reach retirement age every day, however, that number may come with a multitude of questions about whether they have done enough to prepare for retirement.The good news is that Americans today are living longer than previous generations. But too many of us don’t realize that this boost in lifespan means we need to fund a retirement that could last for 20 or 30 years. This is what’s known as the longevity disconnect.Calculating how much you need to save for retirement is even more difficult if you don’t realize how long retirement can be.What concerns Americans the most?One of the biggest worries Americans have when it comes to retirement is outliving their money, according to a plan participant survey by Prudential Retirement. A substantial 71 percent of survey respondents fear they may not have sufficient income for their retirement years. Only one in five are highly confident they will have enough to last a lifetime.“Today we have more financial information, education and planning tools available to us than ever before,” says Christine Marcks, president of Prudential Retirement. “But despite the steady drumbeat of headlines about retirement planning, we’re still not getting it right.”Why are people having a hard time saving for retirement? Why are they actually saving less when they need to save more?Blame our brainsThe answer to those questions may surprise you. Research shows the reason could lie in how our brains are wired to respond to the environment. Humans are conditioned to focus on survival in the here and now. Yet, our contemporary life demands that we plan for multiple scenarios and contingencies, often with effects that could shape our lives far into the future.Behavioral researchers have found that people actually perceive their future selves as strangers, and many find it difficult to understand the financial needs that “stranger” will have in his or her lifetime. That’s one reason why saving for many years ahead is difficult for us. This and further research from Prudential shows us there are five inherent behavioral biases that make us our own worst enemies when it comes to saving for retirement.Not being aware of increasing life spans (longevity disconnect)Putting off difficult or time-consuming tasks (procrastination)Thinking that bad things only happen to other people (optimism bias)Making decisions based on what other people are doing (herd mentality)Putting today’s wants ahead of tomorrow’s needs (instant gratification)Smart planningFor older Americans approaching retirement, the greatest advice comes from the people who know best: those already in retirement.Many retirees agree that, if they had to do it again, they would take advantage of everything available through their employers. Other advice includes maximizing contributions to your workplace-based retirement plan or IRA, and taking advantage of IRS-allowed catch-up contributions if you’re 50 or older. Retirees also suggest that those approaching retirement assess all the ways they spend money today, and avoid impulse purchases or peer pressure. Careful planning now can help you to achieve your goals of a secure and fulfilling retirement and make it last a lifetime. TAGSLongevity DisconnectPrudential Previous articleThis Day in History: FDR takes United States off gold standardNext articleOn This Day in History: D-Day! Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your comment! Please enter your name here LEAVE A REPLY Cancel reply You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment.
Share on Facebook Tweet on Twitter To get you in the spirit, here are 6 fun facts about the history of Independence Day, “The Star Spangled Banner” and other patriotic items.1. Why Red, White & Blue?The colors of the pales (the vertical stripes) are those used in the flag of the United States of America; White signifies purity and innocence, Red, hardiness & valour, and Blue, the color of the Chief (the broad band above the stripes) signifies vigilance, perseverance & justice (Source).2. Was Independence day supposed to be July 2nd?John Adams believed that July 2nd was the correct date on which to celebrate the birth of American independence. That was the day the Second Continental Congress voted on the resolution to declare independence. Adams reportedly would turn down invitations to appear at July 4th events in protest. Adams and Thomas Jefferson both died on July 4, 1826–the 50th anniversary of the adoption of the Declaration of Independence (Source).3. When Did Independence Day Become a national holiday?In 1870, almost a hundred years after the Declaration was written, Congress first declared July 4 to be a national holiday as part of a bill to officially recognize several holidays, including Christmas. Further legislation about national holidays, including July 4, was passed in 1939 and 1941 (Source).4. What patriotic tune used to be a drinking song?“The Star-Spangled Banner” was originally a poem by Francis Scott Key titled, “The Defence of Fort McHenry,” penned after he witnessed that Maryland fort bombarded by the British during the War of 1812. It was later put to the music of an English drinking tune called “To Anacreon in Heaven,” and officially adopted as the national anthem in 1931 (Source).5. How much money is spent on fireworks?Independence Day is a red, white and boom holiday with $311.7 million in fireworks in 2015 (Source).6. What city has the oldest Independence Day celebration?The oldest continuous Independence Day celebration in the United States is the 4th of July Parade in Bristol, Rhode Island; it began in 1785. (Source). LEAVE A REPLY Cancel reply Florida gas prices jump 12 cents; most expensive since 2014 Please enter your name here TAGSIndependence Day Previous articleOn this day in history: The United States declares its independenceNext article7 tips for fireworks safety Denise Connell RELATED ARTICLESMORE FROM AUTHOR Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom You have entered an incorrect email address! Please enter your email address here Please enter your comment! UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Save my name, email, and website in this browser for the next time I comment.
Area: 280 m² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/203772/farm-house-in-dutch-betuwe-reset-architecture Clipboard CopyAbout this officereSET architectureOfficeFollowProductsGlassSteelBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesThe NetherlandsPublished on February 01, 2012Cite: “Farm House In Dutch Betuwe / reSET architecture” 01 Feb 2012. ArchDaily. Accessed 11 Jun 2021.
Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/474323/coupdeville-architects-design-zero-carbon-house-in-london Clipboard Coupdeville Architects Design Zero Carbon House in LondonSave this projectSaveCoupdeville Architects Design Zero Carbon House in London CopyCoupdeville Architects has proposed designs for an environmentally responsible, carbon zero building in London. The earth sheltered structure is set into an existing slope on the site where it is arranged into three zones: an adult’s area and a children’s area both connected through larger living spaces. Following a requirement that the design provide areas “that allow the buildings occupants to be immersed on all sides by the site,” all spaces are connected directly to the gardens. Not only has this allowed for optimal levels of sunlight into the rooms, but has allowed for excellent views from within and of the building.Save this picture!Site Plan. Image Courtesy of Coupdeville Architects”The radiating walls are used to organise the building into separate zones. The walls rise out of the slope of the site and spread outwards embracing the views. The radiating walls are made of a stacked stone which has a timeless natural appearance that will appear to have grown out of the site. Vegetation will be encouraged to engulf these walls making them seem even more embedded in the site. This is very much in the tradition of the romantic landscaping scheme that has been adopted for the rest of the site.. The more contemporary glass and tower elements will be contained by these elements.” Save this picture!Elevation. Image Courtesy of Coupdeville Architects”Arcs of glass provide the main facades to the living accommodation. The glazing to the rear of the building is arranged as a series of arcs. These draw in the view from the inside and embrace the site externally. These elements will be also control solar gain and heat loss through an internally mounted thermal blind within the triple glazing. The glazing will be straight sections that arranged together appear as a lightly facetted curve.” Save this picture!East Elevation. Image Courtesy of Coupdeville Architects”Thermal towers bring light deep into the property and create a thermal stack effect. They form high level areas in the building where expansive views of the site can be enjoyed. The biomorphic cladding to the two towers creates both a solar shading device and a sculptural presence – it has been developed to provide shading to the glass towers whilst still framing views across the site. It was generated by exploring the fractal organisation of trees which developed into the two sheets of overlapping water cut Corten steel. The ‘branches’ and hence glazed area at the base of the towers is scaled to suit full size openings and this reduces up the tower to form a denser structure with smaller openings.” Save this picture!Model. Image Courtesy of Coupdeville ArchitectsThe entrance pavilion “is designed as a reflective glass box which sits in a reflecting pool that, during daytime, reflects the surrounding landscape and at night lights up to reveal a winter garden. During the day the pool and pavilion reflect their surroundings and dematerialise the building. At night the lighting internally reveals the planted winter garden internally.”Save this picture!Courtesy of Coupdeville ArchitectsArchitectsCoupdeville ArchitectsLocationNan Clark’s Lane, London NW7 4HH, United KingdomArea748.0 sqmProject Year2014PhotographsCourtesy of Coupdeville ArchitectsProject gallerySee allShow lessEl Té – Casa de Chás / Sbardelotto Arquitetura + Mariana BogarinSelected ProjectsShould You Become a Global Architect?Articles Share ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/474323/coupdeville-architects-design-zero-carbon-house-in-london Clipboard United Kingdom Projects CopyAbout this officeCoupdeville ArchitectsOfficeFollow#TagsProjectsUnbuilt ProjectResidential ArchitectureHousesGreater LondonLondonZero CarbonHousesUnited KingdomPublished on February 08, 2014Cite: James Taylor-Foster. “Coupdeville Architects Design Zero Carbon House in London” 08 Feb 2014. ArchDaily. Accessed 11 Jun 2021.
Photographs: Joana França Manufacturers Brands with products used in this architecture project Project gallerySee allShow lessWorkshop in Italy Constructs Rammed Earth Structures to Rescue Constructive TraditionsMisc10 Interventions on Historic BuildingsMisc Share Architects: Arquitetos Associados Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/875601/ks-residence-arquitetos-associados Clipboard Year: KS Residence / Arquitetos AssociadosSave this projectSaveKS Residence / Arquitetos Associados Area: 410 m² Year Completion year of this architecture project CopyHouses•Natal, Brazil “COPY” ArchDaily Houses 2016 Photographs Save this picture!© Joana França+ 43 Share Projects Brazil Manufacturers: Vulcano, Deca, Ello Esquadrias, Tijolaria Uruau, Vitrine VidrosArchitect In Charge:Alexandre BrasilTeam:Alexandre Brasil, Paula Zasnicoff e Raquel AraújoAuthors:Alexandre Brasil, Paula Zasnicoff e Raquel AraújoStructural Project:EngecalPlumbing Project:AMD EngenhariaElectrical Project:AMD EngenhariaCity:NatalCountry:BrazilMore SpecsLess SpecsSave this picture!© Joana FrançaRecommended ProductsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusFiber Cements / CementsApavisaTiles – Nanofusion 7.0Fiber Cements / CementsDuctal®Ductal® Cladding Panels (EU)WindowsFAKRORoof Windows – FPP-V preSelect MAXText description provided by the architects. The initial desire for privacy and the consideration of local conditions guided the design of this residence, closed out, but open to a large internal space of three floors with the purpose of establishing spatial wealth with a variety ceiling heights, large air volumes and better environmental comfort as a consequence.Save this picture!© Joana FrançaThe created volume explore to the maximum the parameters that regulate the construction of the condominium buildings: minimum setbacks of five meters at the front, four meters at the bottom, two meters at the sides and a maximum of seven meters and a half height from the level of the first floor [since it is at a maximum height of one meter and twenty-five centimeters from the level of the natural ground].Save this picture!© Joana FrançaSave this picture!Section / FacadeSave this picture!© Joana FrançaIn this way three floors were created. In the underground (semi buried) are garage and ateliers; At the ground level (semi elevated), the social and living areas; And upper, the intimate areas.Save this picture!© Joana FrançaThe deliberate search for greater spatial variety and better arrangement of the program to the volume, it was sought to vary the design of floors rather than simply stack them. Above the void rise the other floors. On raised ground two slabs extend in the transverse direction of the construction from one side face to another, interconnected by a footbridge. In the slab closest to the street are the living rooms and tv / cinema. In the bottom slab, integrated to the yard, are dining room, kitchen and service area. In the second floor the slabs extend in the longitudinal direction from the facade to the bottom, interconnected by a transversal footbridge, whose are the rooms and bathrooms.Save this picture!© Joana FrançaSave this picture!© Joana FrançaThe differentiated pagination of the bricks establishes small openings in the facade that allow the illumination and ventilation of the internal spaces. To ensure greater thermal comfort was created in the upper part of the house a permanent ventilation strip and windows next to the floor, providing the Venturi effect.The construction would have as a first step the soil excavation and its containment by a prop wall, generating the necessary space for the future occupation. On this void rises the residence volume, with pillars and slabs in reinforced concrete and cover in metallic tiles on metal structure. Finally, the closing plans and external sealing in glass and solid bricks are aggregated to this frame, giving the final appearance of the residence.Save this picture!© Joana França KS Residence / Arquitetos Associados ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/875601/ks-residence-arquitetos-associados Clipboard “COPY” CopyAbout this officeArquitetos AssociadosOfficeFollowProductBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesNatalBrazilPublished on July 16, 2017Cite: “KS Residence / Arquitetos Associados” [Residência KS / Arquitetos Associados] 16 Jul 2017. ArchDaily. Accessed 11 Jun 2021.
About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Tagged with: Celebrity fundraising events AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis2 154 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis2 Chris Eubank & Tom Hardy lend support to BGC annual charity day Chris Eubank, Chris Eubank Jnr, and Tom Hardy pitched in to help raise funds at this year’s BGC Partners’ annual Charity Day.The day took place on 12th September and commemorates the 658 BGC staff lost on 9/11 by donating its global revenues for the day to charities worldwide. Celebrity ambassadors representing participating charities join licensed brokers on the trading floors to conduct transactions with BGC clients, with 100 per cent of the revenues from the day donated to those charities.This year saw the Eubanks and Hardy take to the trading floor to help raise funds, with the Eubanks raising funds for Children with Cancer UK, and Hardy volunteering for Battersea Dogs & Cats Home.Tom Hardy takes to the phones for Battersea Dogs & Cats HomeChris Eubank said:“I’m delighted to be giving my support to Children with Cancer UK in the fight against childhood cancer. We have been proud supporters of the charity for many years and have seen first-hand the difference they have made. But while many young cancer patients now survive, there is still much more we can do. That’s why we are here today – to raise money to fund vital research that will help save young lives.” 153 total views, 1 views today Advertisement Melanie May | 26 September 2016 | News
Facebook Twitter SHARE The American Soybean Association says fuel is only one part of the formula that keeps the U.S. moving – and the President’s proposed improvements in infrastructure are vital to soybean farmers who grow the nation’s largest, most valuable agricultural export commodity. President Obama proposed much-needed repairs to the transportation infrastructure as part of his Fix-It-First program. ASA encourages the President to remember the U.S. waterways infrastructure also need critical repairs. Ag Response to State of the Union National Farmers Union President Roger Johnson, Growth Energy CEO Tom Buis and Renewable Fuels Association President and CEO Bob Dinneen had positive things to say about the President’s State of the Union Address. Johnson applauded the commitment of President Obama and the administration to address the nation’s budget deficit through both reasonable revenue increases and responsible spending reductions. According to Johnson – another round of withering cuts through sequestration must be prevented in order for important programs to remain effective. NFU was also encouraged by the President’s call for Congress to pass a market-based solution to climate change. Johnson says extreme weather events are hurting the ability of America’s farmers and ranchers to provide the nation with food, feed, fiber and fuel. But with the right incentives – he says agriculture can play a significant role in combating climate change by being a part of the solution. The President’s emphasis on finding a bipartisan solution to the nation’s immigration crisis was also commended. But Johnson notes the ag industry faces different challenges than other U.S. industries – and says any comprehensive immigration reform proposal must recognize and address the industry’s needs. Growth Energy CEO Tom Buis says reducing our dependence on fossil fuels and foreign oil is imperative for developing a sustainable, cleaner fuel for the future – and applauds the President for his ambitious goals for renewable energy. With a renewed emphasis on sustainable biofuels – Buis says the industry will continue to create good paying jobs that cannot be outsourced, revitalize the economy, drive cutting edge research and investment, as well as provide consumers with a choice and savings at the pump – all while reducing our dependence on foreign oil. President Obama also spoke of the importance of jobs and strengthening the American economy. Renewable Fuels Association President Bob Dinneen notes biofuels can provide the eco-boost the U.S. economy needs. He says ethanol is a high octane engine driving economic growth and job creation – especially in rural America. But he says ethanol’s ability to strengthen the country’s security and stability doesn’t end with job creation. The President stated the U.S. has purchased less foreign oil than it has in 20 years. Dinneen says 465-million barrels of imported oil were displaced because of domestically produced ethanol. NFU’s Johnson points out that farmers and ranchers are leading the way in the clean energy revolution. SHARE Previous articleCrop Insurance Industry Must Increase Promotion to General PublicNext articlePlan for Normal when Planting for 2013 Gary Truitt By Gary Truitt – Feb 13, 2013 Home Indiana Agriculture News Ag Response to State of the Union Facebook Twitter RFA’s Dinneen also highlighted President Obama’s vision of a stronger, cleaner, more self-reliant country and his continuing support of the renewable fuels industry and the Renewable Fuel Standard. Working together – he said we can continue to address environmental issues such as meaningful greenhouse gas reduction as well as the tough economic challenges of job creation and economic and national security. Source: NAFB News service Farm State Lawmakers Respond Quickly to State of the Union AddressShortly after President Obama finished his State of the Union Address – House Ag Committee Chairman Frank Lucas expressed disappointment that the President didn’t present a plan to prevent sequestration from going into effect. But Lucas also expressed hope that the President is serious about pursuing a plan to get the U.S. economy back on solid ground. To improve the economy – Lucas says President Obama must realize the federal government has a spending problem – not a revenue problem. According to Lucas – the only way to get a grip on the country’s debt problem is to make significant cuts. He says raising taxes on hard-working American families is not the solution. Lucas adds that a healthy economy is key to creating jobs in the country. Iowa Senator Chuck Grassley – a member of the Senate Ag Committee – says it’s up to Washington to create an environment for job creation with tax certainty, regulatory relief, new market opportunities for exports, affordable and secure energy and more. Grassley says Americans also need bipartisan leadership on other big issues – and says broad-based bipartisan support should be the goal for initiatives like immigration reform. According to Grassley – the coming months will show if the President has what it takes to reach across party lines and tackle major issues facing the nation. Nebraska Senator and Ag Committee Member Mike Johanns also questioned whether President Obama will act – stating he hopes the President is prepared to do more in his second term than pay lip service to bipartisanship and trade negotiations.
ECISD undergoing ‘equity audit’ WhatsApp Stainless Stair & Door employees, from left, Orlando Caamal, Jose Sanchez, and Fernando Cabrerra build a railing. Construction continues on the Permian Basin Rehab Center Outdoor Therapy Center Tuesday, May 29, 2018 in Odessa, Texas. Pinterest Facebook WhatsApp Twitter Home Local News Five things you need to know today, May 30 Previous articleFood bank fighting summer hungerNext articleOdessa police make 6 arrests in connection with 9 shooting investigations admin RELATED ARTICLESMORE FROM AUTHOR By admin – May 30, 2018 Local News Five things you need to know today, May 30 Smoked Bacon Wrapped French Vidalia OnionSouthern Style Potato SaladFruit Salad to Die ForPowered By 10 Sec Mama’s Deviled Eggs NextStay Facebook Twitter OC employee of the year always learning Pinterest Take a look at the news in and around Odessa on Wednesday, May 30. Find complete local news coverage in the Odessa American every day, online at oaoa.com and our daily E-Edition at myoaoa.com.1. A week after stating they would like to see county employee salary increases, Ector County Commissioners received recommendations from County Attorney Dusty Gallivan to raise the salaries of county employees and officials that would cost the county around $2.6 million to implement.2. The Permian Basin Rehabilitation Center will be opening a new outdoor therapy center Friday, offering its patients opportunities to acclimate to real-life daily situations.3. The Summer Food Service Program (SFSP) ensures that low-income children continue to receive nutritious meals when school is not in session. This summer, USDA plans to serve more than 200 million free meals to children 18 years and under at approved SFSP sites.4. Police charged a man last week after he reportedly had been sexually assaulting a 15-year-old girl for the last 10 years.5. Local police officers patrolling for underage drinking parties visited nearly 30 parties from Thursday through Saturday, as teenagers celebrated their graduation during the holiday weekend. 2021 SCHOOL HONORS: Permian High School
Facebook Twitter Pinterest Local NewsBusiness Facebook Pinterest WhatsApp TAGS WhatsApp By Digital AIM Web Support – February 15, 2021 Twitter Previous articleJapan Industrial Internet of Things (IIoT) in Cyber Security Market Report 2020: Opportunities in Mission Assurance, Appropriate Risk Management and Response to Cyber Threats & ‘New Cyber Hygiene’ – ResearchAndMarkets.comNext articleFrance fights hold of Islamist radicals with dragnets, laws Digital AIM Web Support AlternativeSoft: Which Mutual Funds and Hedge Funds with AUM > $100m, Performed the Best Since the March 2020 Covid19? Hedge funds and mutual funds with the highest cumulative return between April 2020 & December 2020
Factors determining thermal niche separation of two sympatric infaunal bivalves (Laternula truncata and L. boschasina) occurring in a Singapore mangrove were examined by comparing experienced microhabitat temperature with the thermal dependency of mortality and burrowing (both success and speed). The shallow burrowing L. boschasina, which experiences a wider range of environmental temperatures than the deeper burrowing L. truncata, can burrow over a wider temperature range (18.8–37.9 °C) than L. truncata (20.7–36.3 °C), a thermal window which corresponds closely to the maximum and minimum sediment temperatures predicted from the extreme air temperatures recorded in Singapore (22.1 to 35.7 °C for L. truncata and 18.8 to 38.5 °C for L. boschasina). The upper lethal limit of L. boschasina (36.4 to 38.4 °C) was also higher than that of L. truncata (33.5–35.5 °C), but the lower lethal limit of L. truncata (5.7–5.7 °C) was considerably lower than L. boschasina (18.1–20.4 °C) and microhabitat temperature. This apparent niche separation of lower limits was also mirrored in the speed of burrowing: L. boschasina maintained a constant burrowing speed across its temperature range, whilst L. truncata burrowed more slowly at low temperatures. The much greater predation pressure on the shallow burrowing L. boschasina may provide the selective pressure for the maintenance of activity at the expense of reduced survival at low temperatures.