Jean-François Boulier, president of Af2iThe association’s idea is for CRDS, a tax created in 1996 to repay government social security debt, could be reallocated to build up reserves.Af2i said building up reserves in advance would be more rigorous and efficient than borrowing to plug deficits.Af2i’s pronouncements about the pending pension reform follow its decision last year to make pensions a bigger focus of its work. It set up a pension investments committee to co-ordinate and channel its work in this area, led by Henri Chaffiotte. Chaffiote is Af2i’s treasurer and secretary general of the Caisse Autonome de Retraite des Médecins de France (CARMF), which manages the mandatory pension schemes for doctors working in the private sector.”We will pay close attention to the government’s proposals on the management of the future universal system’s reserves and, once these are known, will express our position,” said Chaffiotte in a statement this week.The ant and the grasshopper Source: Wikipedia A portrait of French poet and fable writer Jean de la Fontaine, by Hyacinth RigaudAf2i president Jean-François Boulier cited French poet Jean de la Fontaine to articulate his concerns about how pension reserves could be used.The investor association has emphasised that the reserves accrued by some schemes should be for the benefit of those who paid in. Some French schemes have accrued reserves that would cover several years of pension obligations, others several months, and yet others are in deficit, Boulier said.There has been speculation about the fate of accrued reserves, although no official statement has been made. Referencing a De la Fontaine fable, Boulier said: “When it comes to unifying [the multiple schemes] one could imagine the thought arising to use the reserves of those that have been like the ant to help those that were like the grasshopper.”In De la Fontaine’s verse, the ant’s opposite is a “cigale”, which is actually a cicada. However, many readers may know the story as one of Aesop’s fables, in which the main characters were the ant and a grasshopper.The story tells of an ant and a grasshopper and their preparations for winter, with the ant having stored food and the grasshopper having spent summer “singing and dancing”. When winter comes, the grasshopper has no food and turns to the ant for help. One key principle was that a given contribution should give rise to the same pension rights regardless of the contributor’s profession. Jean-Paul Delevoye, high commissioner for pension reformJean-Paul Delevoye , the high commissioner responsible for the reform, has conducted a busy outreach programme since his appointment in September 2017, consulting with the social partners and attending various debates and events with different stakeholders. The reform law is due to be adopted by the end of this year, and implemented from 2025. More reserves, but no additional taxAccording to Boulier, the time was right to address financial aspects of the new system, with the “number one question” for Af2i concerning funding reserves.As of the end of 2016, Af2i said, certain so-called “complementary” schemes – which provide members of different professional affiliations with pensions on top of the base social security pension – had €118bn in reserves. Taking other pay-as-you-go schemes in the mandatory system into account, reserves amounted to nearly €130bn.In Af2i’s view, more reserves were needed given that €300bn-worth of pensions are paid out every year in France, according to the association’s data.It has recommended that reserves equivalent to one or more years of pensions be progressively built up, and for this to be financed without adding to the tax burden in France. The French government’s targeted universal pension system must be supported by a solid pool of reserves, which should be managed for the long-term and for the benefit of the real economy, according to the French institutional investors association Af2i.Af2i also said the reserves built up by some of the myriad schemes making up France’s current mandatory pension system must not be diverted for purposes other than those for which they were originally intended.Jean-François Boulier, president of the association, said the government’s choice of a universal pensions system on a pay-as-you-go basis “necessitates the management of reserves in order to guarantee the system’s flexibility and security, and to instil confidence in the new system among the public”.Reforming France’s pension system was one of president Emmanuel Macron’s major policy pledges when he was elected in 2017. The country’s existing 42 different schemes are to be unified under one rulebook to create a “universal” pension system, funded on a pay-as-you-go basis.
Raheem Sterling scored twice in the first half before Phil Foden and Aymeric Laporte rounded off a comprehensive City win as Pep Guardiola’s men won a fourth straight league game for the first time this season.The margin of defeat could send Watford down come the final day of the season on Sunday as they dropped into the bottom three on goal difference after Aston Villa beat Arsenal 1-0.Watford travel to Arsenal at the weekend, while Villa take on West Ham, who are now realistically safe due to a much superior goal difference.“I don’t think we helped ourselves, I don’t think we did enough to do anything but what the result suggested to be honest,” said Foster, who helped keep the score down with a string of saves.“The confidence is so crazy, crazy low. I don’t know why it should be, but you get into a state of trying to minimise as much damage as you can and it’s a dangerous way to do things.”City will end the season in second place no matter what happens on the final day when they host already relegated Norwich, but Guardiola was pleased to get a reaction from a bitterly disappointing 2-0 defeat to his old assistant Mikel Arteta’s Arsenal on Saturday.“Watford were playing for a big issue but we were much more aggressive in our senses today,” Guardiola said.“We had to avoid the game we played against Arsenal, especially the first half. Whether you win or lose you have to go in the dressing room and say, ‘OK, I’ve done everything’. This must always be happening at the big clubs and the last game we did not do it.”– Blown away –City have now beaten Watford by a combined score of 18-0 in their last three meetings after an 8-0 rout earlier in the season and 6-0 in last season’s FA Cup final.Hayden Mullins was taking charge of Watford after the sacking of Nigel Pearson Hayden Mullins took charge of the hosts on a temporary basis for the second time this season and set up to frustrate the visitors by defending deep with little threat of ever testing City’s soft spot at the heart of their defence.However, there was little doubt over the outcome once Sterling controlled Kyle Walker’s cross and fired powerfully into the top corner on 31 minutes.Nine minutes later Sterling was taken down inside the area by Will Hughes and was given the chance to further his chances of chasing down Jamie Vardy for the golden boot as Kevin De Bruyne handed over responsibilities from the penalty spot. Promoted ContentWhy Do So Many Digital Assistants Have Feminine Names & Voices?6 Extreme Facts About Hurricanes5 Of The World’s Most Unique Theme Parks7 Of The Wealthiest Universities In The WorldThe 18 Most Visited Cities In The WorldWho Earns More Than Ronaldo?The Highest Paid Football Players In The WorldYou’ve Only Seen Such Colorful Hairdos In A Handful Of AnimeDid You Know There’s A Black Hole In The Milky Way?The Very Last Bitcoin Will Be Mined Around 2140. Read MoreFantastic-Looking (and Probably Delicious) Bread ArtBest & Worst Celebrity Endorsed Games Ever Made A change of management did little good after Watford became the first Premier League team to sack three managers in a season when Nigel Pearson departed on Sunday, as City bounced back from their weekend disappointment of losing an FA Cup semi-final to Arsenal. Watford goalkeeper Ben Foster admitted the Hornets’ confidence is “crazy low” as they slipped into the relegation zone with one game of the Premier League season to go after being thrashed 4-0 at home by Manchester City on Tuesday night.Advertisement Read Also: What Emenalo encountered to bring De Bruyne to ChelseaFoster nearly made the Belgian regret that decision with a brilliant save from Sterling’s penalty but the England international followed up to tap home his 19th Premier League goal of the season.Foden added the third after Foster had again denied Sterling’s initial effort before Laporte was left completely unmarked to head home De Bruyne’s free-kick as the latter moved to within one of Thierry Henry’s record of 20 Premier League assists in a season.FacebookTwitterWhatsAppEmail分享 Loading…
Melvin H. Kessen 96, of Aurora, Indiana, passed away to his eternal reward, Thursday, October 3, 2019 in Aurora, Indiana.He was born November 18, 1922 in Celina, OH, son of the late George B Kessen and Lulu (Dock) Kessen.He served his country during WW2, following General Patton, as a member of the United States Army AirCorp, 71st Fighter Wing. He was awarded 5 battle stars while in the European Theater of Operation: Air Offensive/Europe; Normandy; Rineland/Germany; Northern France and Central Europe. He received the Army Good Conduct Medal, Europe-Africa-Middle East (EAME) Medal with 5 battle stars; American Theater Medal, Occupation of Germany Medal, World War 2 Victory Medal and the Honorable Discharge Pin. He was also awarded the Sharpshooter Rifleman’s Badge for the M-1 and 30 Caliber rifle.Melvin received a Bachelor’s Degree in Bible & Theology, from God’s Bible School and College in Cincinnati where he attended school from Sept. 1949 through May 1954. He also received a Stationary Engineer’s License, 3rd class, from the State of Ohio for stationary steam engines & boilers.He met his wife Doris (Wiegman) at God’s Bible School and they married in 1953. They had 61 happy years together. He worked at God’s Bible School for 17 years as their boiler room engineer, and during the summer he would work in the boiler room at the Cincinnati YMCA and the Cincinnati Music Hall. He then went to work for and retired from Novamont in Florence, Ky.In his early years Melvin enjoyed singing with school ensembles, duck and rabbit hunting, as well as ice skating on Grand Lake St. Mary’s in Celina. He enjoyed going to Farm Equipment Shows and spending time on the family farm in Switzerland County, Indiana. Later in life he loved traveling, especially to the “Old Timers Festival” in Gatlinburg and to Michigan to visit family. He was recognized at many of the local restaurants where he often took members of his family. He loved dessert, especially apple pie, and would never turn down a good pork tenderloin sandwich.Melvin was a member of the Wilmington Hills Wesleyan Church where he was a Board Member, served as a Sunday School teacher and helped in whatever capacity was needed. He was a man of great faith and spent a lot of time praying for his family and friends.Melvin is survived by his 4 children, Rev. Phil (LaDonna) Kessen of Washington, IN. Becky (Stan) Rohrig of Dillsboro, IN, Rev. Mark (Vickie) Kessen of Versailles, IN, Rev. James (late Cassie) Kessen of Aurora, IN, 12 grandchildren, 14 great grand children, cousins, and many nieces and nephews.He was preceded in death by his parents; one brother, William and one sister, Juanita, and his beloved wife, Leah Doris Kessen.A viewing will take place at the Wilmington Hills Wesleyan Church on October 13, from 2-4pm and a memorial service at 4pm.Military services will be conducted by members of local Veterans Service Organizations.Contributions may be made to the Wilmington Hills Wesleyan Church. If unable to attend services, please call the funeral home office at (812) 926-1450 and we will notify the family of your donation with a card.visit www.rullmans.com
A Florida woman is behind bars after police say she made a threat to shoot up a local elementary school on social media.The Hillsborough County Sheriff’s Office arrested Juliana Cote of Tampa after she posted threats on her Facebook account on Thursday.The 26-year-old threatened to “shoot everyone” at the nearest elementary school in a post showing a small fake gun, according to HCSO.She is charged with making a “written threat to conduct a mass shooting or act of terrorism.”Cote is being held at Falkenburg Road Jail on $7,500 bond.
WORLD number one Serena Williams set a new Grand Slam record of 308 victories with a win over Yaroslava Shvedova of Kazakhstan at the US Open in New York.The American, 34, won 6-2, 6-3 to pass Roger Federer in the all-time list of matches won at the tennis majors.She moves on to the quarter-finals, where she will face Romanian fifth seed Simona Halep today, who beat Spain’s Carla Suarez Navarro 6-2, 7-5.“It’s a huge number,” Williams said of her record 308th win.“I think it’s very significant actually. I definitely never thought I would be playing still. Now I don’t really see when I’m going to stop.“I’m just enjoying these moments out here, getting to break records that I didn’t even know existed or I didn’t even know was possible.”Halep has lost seven of eight matches against Williams but hopes that will at least keep the pressure off in their quarter-final.Croatian teenager stuns RadwanskaAna Konjuh, 18, became the first Croat to reach the women’s quarter-finals at the US Open with a shock 6-4, 6-4 win over fourth seed Agnieszka Radwanska.Konjuh hit 38 winners including six aces as she avenged a second-round loss to her Polish opponent at Wimbledon.“It’s been an incredible night,” said the 2013 US Open junior champion after she made it past the third round of a Grand Slam for the first time.“This time I got revenge, so I’m really happy.”Konjuh will now face Czech 10th seed Karolina Pliskova, who saved a match point as she beat Venus Williams 4-6, 6-4, 7-6 (7-3).“Whenever you have a match point on someone else’s serve, it’s a little bit of an asterisk,” said Williams. “I really have no regrets on that.” (BBC Sport)
By Nick MulvenneySYDNEY, Australia (Reuters) – Younus Khan’s disappointment at Pakistan’s perilous position in the third Test has been mitigated by his first century in Australia and proximity to the exclusive 10 000-run club, the 39-year-old said yesterday.The right-hander bucked a run of poor recent form to grit out a magnificent 175 in Pakistan’s first innings, walking off the Sydney Cricket Ground pitch unbeaten after running out of partners.While his century gave him a full set of hundreds in Test-playing nations, the lack of support from his teammates left him 36 shy of becoming the first Pakistani batsman to score 10 000 Test runs.But even if Pakistan finished day four of the Test staring a 3-0 series sweep in the face with one wicket down and 410 runs from an unlikely victory, it was not about to spoil his pleasure.“I love to perform for my country, for my team and whenever my team needs me, it’s a little bit late this time, but I am a proud Pakistani and at least I have made a hundred in Australia,” he said.“The previous time I was out for 87 in the 2004 Boxing Day Test so it was my wish that I have one or two centuries and certainly my wish has come true and I am a happy man at the moment.”With his 42-year-old captain Misbah-ul-Haq expected to call time on his career this year, some have suggested this tour might mark the end of an era with Younus following suit.Younus, though, said he would want to carry on playing Test cricket even if he was not quite so close to the 10 000-run milestone.“It all depends on my team and what they want. That’s the main thing for me. It’s not about that I’m near 10 000 runs which will be a big achievement as a Pakistani,” he said.“If you see that list there is no Pakistani who has achieved 10 000 runs so it all depends on my team and depends on the PCB (Pakistan board) and how they want me. I’ll keep in touch with them as they tell me what they need from me.”Only 12 players, everyone a great of the game, have previously scored 10 000 runs over a career but Younus does not think becoming the 13th would make him the greatest Pakistani batsman.“Javed Miandad is there, Zaheer Abbas is there. There are a lot of great players there. Inzamam (ul-Haq) is also there,” he said.“I don’t feel I will be the greatest batsman ever for Pakistan.“But when I leave the field and ultimately retire this is my wish. They all remember me like ‘he is a fighter and he played hardest for his country and his teammates’.”
The future of the Wisconsin men’s basketball team has never been murkier this season. Ms. Cleo would even have a tough time reading this one.With an injured starter and the team crashing from an all-time high of the school’s first-ever No. 1 ranking to the season low of a two-game losing streak and also losing the conference race in a matter of six days, the Badgers are at a crossroads. Will they go the way of the 2005 squad that won the Big Ten Tournament and advanced to the Elite Eight, or will they go the route of the ’06 team and tailspin?”It can go bad,” Tucker said. “But I’m looking at it as we can really bounce back and go strong from here on out. … We’re going to look to come back strong, come back in the (Big Ten Tournament) strong and make a long run in the NCAA.”The UW Athletic Communications Department announced Saturday’s contest between Michigan State and Wisconsin will take place at 11 a.m. — had UW defeated Ohio State, the Badgers would be playing at 3 p.m. on CBS. The Associated Press poll also was released, with Bucky dropping to No. 4. However, the word that Badger fans were waiting most anxiously on is the status of forward Brian Butch. The junior from Appleton took a nasty fall at the midway point of the first half, injuring his right elbow. He was seen roaring in pain and being helped off the court.Monday evening the team announced the forward will miss four to six weeks with a dislocated and fractured right elbow.Butch’s status only amplifies the fact that Wisconsin (26-4, 12-3 Big Ten) is certainly at a crossroads in its season.Will UW’s seniors be able to bounce back after a terrible week, where Alando Tucker, Kammron Taylor and Jason Chappell combined to make only 15 of 53 shots (28 percent)?Will Wisconsin overcome the huge negative momentum obtained from a devastating week of road losses — both in wins and personnel — to return to its winning ways?To a man, every member of the team described Sunday’s loss as a tough one. It could be one that takes a little more time to forget about. To that end, the Badgers do catch a lucky break to have a bye this week, not having to take the court again until next Saturday against Michigan State for Senior Day, time that might be crucial for the team to regroup.”We are going to get a chance to reflect on what it is we need to work on,” Taylor said. Tucker expressed that if possible he’d be ready to play at the drop of a hat, particularly after such a disappointing loss.”I’m ready to get back, especially after a game like this,” Tucker said, adding that the team will have to recover from the bump to the Buckeyes. “If we hang our heads down, (Michigan State) is going to run us out of the gym. That can’t happen.”Eventually, even UW’s star forward admitted the break could work in the team’s favor.”The rest we can take it up,” Tucker said. “Especially going into the Big Ten Tourney, we could use that rest to our advantage.”Ryan stated that regardless of when the Badgers played next his team would be prepared.”If there was a pickup game we’d be ready. If it’s a regular game, we’d be ready. If it’s practice we’re ready,” Ryan said. “Just get and get after it.””We’re very confident that we can still make a run,” Tucker said.
The Lloyd Greif Center for Entrepreneurial Studies and Marshall School of Business hosted American businessman, investor and NBA team owner Mark Cuban at Bovard Auditorium on Wednesday night. Cuban shared his approach to business, investing and how to live a compelling life to the capacity crowd of USC students, alumni and faculty.Mark Cuban, an active investor in tech and media ventures, has an extensive entrepreneurial career as founder of broadcast.com and owner of Landmark Theatres, Magnolia Pictures and the Dallas Mavericks. Cuban is also one of the “sharks” on ABC’s hit show, Shark Tank, which features a panel of investors who evaluate offers for investing in the products or businesses of aspiring entrepreneurs.In the event, which was helped put together by title sponsor Blackstone LaunchPad at USC, Cuban addressed the stereotype that often comes with being in sales, such as the entrepreneurs pitching products on Shark Tank.“When people say, you know, ‘Oh, how do you do sales?’ I ask, ‘Are you into helping your customers? Are you into telling people why your product would service some good?’ Because if you can’t do that, you’re in the wrong spot,” Cuban said. “If you don’t believe you can sell your product [and] if you don’t believe it’s a great product, then it’s time to close the doors. There has never been a company that has survived without selling.”Cuban, a native to Pittsburgh, Pennsylvania, said that he’s been a hard worker since he was a child. He recounted how he began his entrepreneurial career at 16 years old when he bought a stamp at a stamp fair for 50 cents ,and later found someone who told him that stamp was actually worth $50.After developing an interest in business, he went to Indiana University because it was the cheapest out of the top 10 undergraduate business schools in the United States. At IU, Cuban was able to finish a year and a half of his MBA before beginning his junior year because of the lack of restrictions on class registration. He attended the university for four semesters before the dean of the business school realized he was an undergraduate student taking graduate-level courses.Cuban used this example to stress the importance of challenging yourself.“No one has really ever changed the world or changed an industry by just doing what everybody else was doing,” Cuban said.He said that the biggest lie entrepreneurs tell themselves is they are superior over certain situations.Cuban said that the real successes usually come out of the development of products or services that are completely different and turn the industry upside down.Cuban also offered advice regarding the importance of customer service.“There’s never been a business that could survive without customers,” he said. “That’s just the way business works, and I have a saying that you have to re-earn your customer’s business every single day. And I try to, no matter what the business or what position I’m in. If your customers leave, what do you have left?”He went on to talk about his experience with broadcast.com and how after the biggest IPO jump in the history of the stock market, he eventually sold the website to Yahoo for $5.7 billion.Not long after, Cuban attended a Dallas Mavericks game on opening day and was disappointed that the game was not a sell-out. With his newly acquired wealth, he decided to buy the Dallas Mavericks and change the attitude and the culture of the franchise. As a result of some changes made by Cuban, the Mavericks went from a record of 21-32 to 49-57.At the end of the discussion, Mark Burnett, a British television producer and the chief executive officer of United Artists Media Group, joined Cuban to talk about his show Shark Tank. Burnett and Cuban, both described the show as a sort of “new age lemonade stand.”Siqi Wu, a senior majoring in business administration said that he enjoyed hearing advice from an entrepreneur with a lot of experience.“The parts [when] he talked about Shark Tank and his interactions with USC entrepreneur teams made me think a lot because that is the reality that we are confronting every day,” Wu said. “It’s probably something I will experience in the future, whether I just have an interview where I have to sell myself or I am starting my own business.”Editor’s Note: This article has been updated to note that Blackstone LaunchPad at USC were a title sponsor and organizer of the Mark Cuban event.
Taylor Gait walked off the field after a fourth straight NCAA tournament loss to Maryland, the last chance the No. 1 recruiting class had at capturing a national title. As she left the field, she knew she’d return to Syracuse. Gait still had two more years of eligibility because of medical redshirts. But that legendary recruiting class was finished.The 23-year-old redshirt junior enters 2017 with a spate of revenge. For two years, she watched as her teammates walked off the field in defeat. The next two, she joined them. Now in her fifth year at Syracuse, Gait is hungry to lead one of No. 6 Syracuse’s youngest teams to its first national title.“We’re hoping she’ll be the one that can give them some guidance,” said Gary Gait, Syracuse’s head coach and Taylor’s father. “ … She can’t go out and just be a part of it.”This season marks the first time since Gait’s junior year of high school that she has been healthy three straight years. Though she provided back-to-back 20-goal seasons in her first two years, Gait feels she has reached her peak athletic ability. With seven knee surgeries in her rear view, she’s poised for a fresh start.AdvertisementThis is placeholder text“I don’t want to say I’m the fastest,” she said. “But I’m certainly up there.”She said she’s a “lone wolf” on the team. Despite the great friends and teammates, she is the oldest, the most experienced and the only player left from the top recruiting class that could never get over the hump. Once known for her seven knee surgeries, the small blonde girl with a big laugh is leading a hungry pack.Her knee injuries plagued her, but are the reason she still has two more seasons of eligibility. She first tore her left ACL and meniscus in her junior year of high school and had seven knee surgeries since. For three straight years, Gait did not play lacrosse.“Being injured and sitting out you have that self-doubt,” Gait said. “You have that voice in your head saying: ‘Are you going to be as good as you once were? Are you going to be able to cut and run? Are your stick stills going to be what they once were?’”,During her true freshman and sophomore years, she watched from the sidelines as her father led the team to back-to-back Final Fours, including one national championship game appearance. Gait picked up nuances in the game that she had not seen before getting hurt. She saw breakdowns in plays, offensive schemes and had an overall different mindset of the game.After the injuries, doctors told Gait she may lose her speed and quickness on the field. But she said she hasn’t missed a beat. She doesn’t wear a brace on her knee because the first time she did, she tore her meniscus. She said she is in full health and can now “have four fresh years.”In the last two years, Gait scored 54 points on 47 goals and registered a 39.8 goal percentage on her shots. Her work in the midfield helped spur Syracuse to back-to-back Final Fours, where she was named on the NCAA Championship All-Tournament Team in 2015.As the coach’s daughter, and the “grandmother” on the team, Gait serves much more than a leader. She is somewhat of a player-coach.As she has gotten older, players come to the team’s most tenured member for advice. Her father expects her to be the next go-to player on the team on a championship-caliber team. He said she has to bring her game to the next level.The team is going to need her improved stick skills if it returns to the Final Four this year. Losing the strongest class in program history, combined with introducing its youngest team, bodes for a learning curve. And the team must rely on its rising stars in order to return to that prestige.Banner photo by Jacob Greenfeld | Asst. Photo Editor Published on February 9, 2017 at 12:47 am Contact Matt: email@example.com,Cancel replyYou must be logged in to post a comment. Comments
Team effort was the theme for the match against No. 7 Minnesota (18-4, 6-3 Big Ten) as the Wisconsin Badgers (17-4, 6-3 Big Ten) defeated the Golden Gophers for a 3-1 win. This win took the Badgers into a three-way tie for third place with the Golden Gophers and Michigan State in the Big Ten Conference.The Badgers recorded double-figure kills, led by junior Deme Morales with 15 kills. Junior Ellen Chapman recorded 14, freshman Haleigh Nelson with 12 and junior Courtney Thomas with 10.“This is what you call a great team effort.” Head coach Kelly Sheffield said. “I thought we were solid in all areas, you know we had a lot of help and that’s the way we gotta win.”Minnesota brought in powerhouses. Senior Tori Dixon recorded 20 kills and sophomore Daly Santana threw a “nasty” serve according to Sheffield.“We might not have some of the superstars that some other teams have, but what we’ve got to do is we’ve got to play well. We’re just dependent on everybody, and we’ve got to play with a tremendous amount of heart and I thought we did that tonight.” Sheffield said.UW freshmen Lauren Carlini played the court well recording 49 assists, just three shy of her career high. Her setting helped the Badgers to a .256 hitting percentage, a total of 63 kills, 18 errors and 176 attempts. This was their second-highest hitting percentage in Big Ten play. However, the Gophers hit an opponent high .268 percent, making this the only time this season where Wisconsin has won when hitting less than their opponent.The Badgers started out the match flat, giving the Gophers a 25-18 win in game one. The Gophers dominated the first set offensively, hitting .432 as a team. The first set had seven ties and three leads changes, but the Gophers pulled through to take the first set.“We just sometimes come out a little flat.” Carlini said. “With not as much energy as we should have, it kinda takes a little for us to learn the lesson that we can’t start out that way. The last few games we have been coming out in games two and three being a lot more vocal and having a lot more energy; it definitely helped.”The third set brought Wisconsin the win they needed. Jumping to a 6-2 lead that the Gophers tied up it up to six, but with two straight kills from Morales and Chapman to bring the score up to 18-15, leaving the Gophers in the dust. The Badgers hit a match high .353 and took advantage of costly Gopher errors, including three service errors.The fourth set started the Badgers with a 7-3 lead due to big play at the net. The Gophers stayed within striking distance until a rotation error and a huge Badger block gave Wisconsin an 18-16 lead. Morales’s kill sealed the win.“It was a complete team effort in this match which kept our momentum high. Everybody was moving forward after a good play or a bad play.” Morales said.