Three masked and armed bandits on Friday evening broke into a West La Penitence, Georgetown, home and carted off over $300,000 in cash and other valuables.Trevor Brown, a 30-year old resident of Lot 172 West La Penitence, explained that he was awakened by a crashing sound in the lower flat of the building and went to enquire but as he opened his door, he was greeted by three masked men, armed with handguns.Brown was reportedly forced to lie face down on the floor, while the men helped themselves to $30,000 cash, a quantity of GTT and Digicel phone cards valued $120,000 and three gold chains amounting to $155,000.The bandits then escaped through the western door on the lower flat of the building on motorcycles. The victim was not armed.The traumatised businessman made a report to a nearby Police station and a team of investigators visited the scene. They had combed the area to determine if persons had CCTV cameras in their homes.Investigations are ongoing but no arrests were made.
1 Schalke defender Joel Matip Schalke are expected to make a decision over the future of Liverpool target Joel Matip by the end of this week.The defender was heavily linked with a move to Anfield in January and the Merseysiders are expected to step up their pursuit of the Cameroon international in the summer.Schalke have been trying to persuade Matip to sign a new contract with the club in recent weeks so they can cash in on him in the summer but reports suggest the 24-year-old is refusing to negotiate with his current employees.And now, according to Reviersport, Schalke will make an announcement on the player’s future in the coming days.It is suggested Matip has turned down a contract extension offer and will now make contact with Liverpool about the possibility of reaching a pre-contract agreement with them.
Coral’s Nicola McGeady joins the Alan Brazil Sports Breakfast to round up the latest sporting odds.Today, we look ahead to Thursday’s British showdown between England and Wales in Lens.Ahead of the clash, the Three Lions are 8/15 favourites to claim victory.A win for Wales – who beat Slovakia in their tournament opener – is 11/2, while the draw is 3/1.And punters’ eyes will surely be on the danger men ahead of the tie, with Welsh talisman Gareth Bale 6/1 to score first, while England hotshot Harry Kane is 4/1.Coral is the official betting partner of the Alan Brazil Sports Breakfast
DALLAS – This time, Kevin Durant would receive the ball on one of the last plays and there would be no arguing about it.Even if the Warriors drew up the play that Durant wanted, neither he nor his teammates could write the ending they wanted to help counteract a tumultuous week.The Warriors finished with a 112-109 loss to the Dallas Mavericks on Saturday. Durant had a team-leading 32 points by going 11-of-24 shooting and 10-of-11 from the free-throw line, but he went only 1-of-7 from the …
More than 70 teenagers from variouscountries are gathered in Durban toplay football. A girl playing football in the streets ofManagua, Nicaragua’s capital.(Images: Street Child World Cup)MEDIA CONTACTS• Joe HewittMedia LiaisonStreet Child World Cupmedia@streetchildworldcup.org• Umthombo+27 31 337 firstname.lastname@example.orgRELATED ARTICLES• Boost for school football• Nestlé nurtures future footballers• SA’s children get football fever• Football for Hope to unite SABongani NkosiMore than 70 homeless teenagers from across the world have been given a chance to flex their football skills in Durban, South Africa, in the inaugural Deloitte Street Child World Cup.The week-long tournament, which kicked off at the Durban University of Technology on 15 March, features a series of seven-a-side indoor matches between street children from South Africa, Tanzania, Nicaragua, Brazil, Ukraine, India, Vietnam, the UK and Philippines.The teams are mixed, with boys and girls playing together, and the winning squad will take home an impressive trophy.Opening group stage matches have already created fireworks: in one game the South African team, represented by the Umthombo Football Club, beat Ukraine 4-1, while the skilful Brazilians were defeated by the indefatigable Tanzanian squad 2-0 in another.The tournament was initiated by UK human rights organisation Amos Trust. Umthombo, an NGO working with street children in Durban, KwaZulu-Natal, is facilitating it.Events like these are a good way to reach out to children living on the streets, said Umthombo CEO Tom Hewitt. “The tournament is fantastic. It celebrates the potential of street children.”Hewitt has been impressed by the participants’ talent so far. “Nicaragua is not known for football, but those children playing in the competition are quite incredible,” Hewitt said. “The Brazilian team is also fantastic … people are excited for it.”The youngsters are thrilled to be taking part in such a competition, he added. They received a warm welcome when they arrived in Durban, with locals staging a traditional Zulu-style carnival for them.The Street Child World Cup is meant to, among other things, create a platform for the youngsters to share experiences of their respective countries, said Joe Hewitt, the tournament’s head of media.SA ideal host for first CupThe plan is to hold future street child games in countries hosting major sporting events, such as world cups and the Olympics. It’s fitting that the inaugural tournament is staged in South Africa in 2010 to coincide with the Fifa World Cup here.“The Fifa World Cup is something that should be for all. These children should be involved in it in some way,” said Joe Hewitt. They should be given a special opportunity to be involved as flag bearers and ball crew members, he added.“The Deloitte Street Child World Cup demonstrates the tremendous potential of every single child, and especially street children, who are so often treated as less than human,” said Archbishop Emeritus Desmond Tutu in a statement. “I am proud that the first ever Street Child World Cup will take place in South Africa …”Tutu is one of a number of influential personalities who have endorsed the Cup. Others include AC Milan and England midfielder David Beckham, Bafana Bafana captain Aaron Mokoena, Manchester United manager Sir Alex Ferguson, UK Prime Minister Gordon Brown and Filipino professional boxer Manny Pacquiao.“I am delighted that the first Street Child World Cup will take place in South Africa where I know there is a huge passion for football. No child should have to live on the streets and I fully endorse this campaign giving street children a voice to claim their rights,” said Ferguson, who has visited South Africa a number of times with his team to play Soweto giants Kaizer Chiefs and Orlando Pirates in the annual Vodacom Challenge tournament.Taking children off Durban’s streets Umthombo, formerly known as the Durban Street Team, has been working on the streets of the coastal city since 1998. The organisation runs various projects to help homeless children – these include a mobile health clinic, mentoring schemes and a community reintegration programme.The organisation does not believe in putting street children in institutions, but rather tries to reunite them with their families. Tom Hewitt said it’s been encouraging to note the growing number of children who have been returned to their homes.“There are fewer kids on the streets of Durban this year compared to last year,” he said. “The children are able to reintegrate into family life.”The Street Child World Cup helps remind the public that there are homeless youngsters across the world, not just in South Africa, Joe Hewitt said. “It shows that this is a global problem. There are countries bigger than South Africa that still have the problem.”This year’s participants will also attend the Street Child World Cup Indaba in Durban from 20 to 22 March. With themes such as home, safety and health, the youngsters will shares stories and discuss future aspirations with each other.
Invisible truthsIt is true to say high-performance homes cost a small margin more to build. It is false to say they cost more. This can be a difficult point to convey because, historically, the golden number — the ultimate bottom line — has always been the mortgage. RELATED ARTICLES LendersTypically, smaller banks and mortgage brokers can structure creative loan solutions for their applicants, unlike larger entities that frequently sell mortgages to secondary markets. While they may not have the same access to some loan programs — such as the Federal Housing Authority’s Energy Efficient Mortgage, or EEM program — smaller lenders often make up for it with their flexibility, open-mindedness and potential for a more personal relationship.For this reason, many professionals within the high-performance realm (builders, architects, appraisers, etc.) recommend sticking with your local bank or broker.Promisingly, lenders acknowledge that high-performance homes are a great investment. Asked if he would be willing to structure a loan for a high-performance project creatively, Mark Jones, director of retail lending at Saco & Biddeford Savings in Maine, says, “We love them, actually. We want to make it work for the community and the environment. Loan-to-value [LTV] is the last thing that predicates tardy payments. If debt ratios and credit scores look good, but the LTV skews a little high…we are still willing to grant the higher LTV because the value is there.”In other words, because operational and utility costs of the home will be low, the bank is willing to lend a higher amount to an applicant who is seeking to finance a green home. Homeowner as self-advocateYou, the homeowner, are in fact the most important player on the team. If you’ve done your due diligence and arranged a stellar team of qualified professionals, then you’ve done most of the work already. Each member of that team should be working as your advocate and assisting you with providing the information you’ll need to submit to the lender for your appraisal.At the end of the day, though, it is up to you to pull together all the necessary documents and records to submit to your lender of choice.As Strong puts it, “Spend a little more time up front. Have all of the appropriate eyes on the project to ensure that once it goes to the lender, you can feel confident that your appraisal won’t fall short.” BuilderAny builder who has previously constructed a Passive House, Energy Star-certified, or LEED-certified home is likely to have the knowledge required for building high-performance.The successful performance of a green home is predicated on a holistic balance of wall assemblies and mechanical systems, so it is critical to find a builder who can put all the pieces in place. In addition to (or if necessary, in lieu of) the certification qualifiers noted above, look for a builder who shows a high level of attention to detail and who is familiar with air-source heat pump technology, solar installations, and the verbiage and considerations around blower-door tests — such as hitting an “ACH 50” of 1.5 or better. Visit this site for more information. In recent years, the green building market has seen two significant developments that have changed its financial landscape. One is the upward trend in fossil fuel costs and, correspondingly, utility and electricity expenses. Oil prices have more than tripled in the past 20 years. And the oil we use to heat the majority of homes in Maine will not likely be getting any cheaper. Likewise, in just 14 years, the average price for residential electricity has increased by 65% — and it continues to trend upward.The second transformative event has been the marked innovation in energy efficiency and solar technology. Namely, air-source heat pumps (the most common heating and cooling system for high-performance homes) can now operate at outdoor temperatures well below zero and, according to the U.S. Department of Energy, “can deliver one and-a-half to three times more heat energy to a home than the electrical energy it consumes.”Solar electric (photovoltaic) panels have vastly improved in their capacity for power production per panel, while the cost to purchase and install them has decreased. These improvements have made building green not only affordable but potentially less expensive than a comparable newly built home that meets only code-minimum energy standards.For a family of four, a net-zero home — a home that generates as much electricity as it uses — would offer an estimated savings of $400 per month, or $4,800 per year (based on the Department of Energy’s calculations for average energy costs for New England). Considering that the average time homeowners stay in their homes is 10-13 years, the cash savings over that time period is between $48,000 and $62,000. If factored over the life of a 30-year mortgage, the accumulated savings would equal $144,000 to $186,000 (not adjusted for inflation or compounding interest).Given these projected savings, and assuming 10-year ownership, a net-zero home buyer would have an additional $50,000 for the project at the outset. In other words, you get an extra $50,000 to spend up front, and yet you’ll still be spending the same as you would monthly if you had built a comparably sized home to code-minimum standards. This also assumes that there will be no change in fuel and electricity prices over these 10 years — an unlikely scenario.This sum also does not account for the added lifestyle value of building green: filtered fresh air, consistent interior temperatures and the peace and quiet of a well-insulated home, to name a few. So, it’s likely that the savings and ultimate benefit will be far greater than the initial projected $50,000 of this example — before ever spending a dime more per month than you would have if you’d just built a conventional home.Another intangible is the added value of the home at resale. Several research studies have shown that green homes capture an average of 8% — and up to a whopping 30% — of added value over a conventionally built home of comparable size and location. In the current market, then, they are selling at a premium.Given that code-minimum home construction continues to outpace construction of high-performance homes, it stands to reason that high-performance homes will likely gain further value in years to come.These considerations illuminate a solid financial argument for building a green home. Now on to the business of appraising and financing one. ToolsAccording to Jeff Gephart, president of Vermontwise Energy Services, there are three documents that should be completed prior to applying for a green appraisal: the Appraisal Institute (AI) Addendum (your architect and builder should be able to assist with this); a home energy rating provided by a third-party energy rater; and a calculation sheet that examines net present value from the utility savings achieved when compared to a similar home built to conventional code standards (the architect or energy rater should be able to help you prepare this).Each of these documents is described in further detail below.When you submit these documents, request a certified green appraiser be designated for your appraisal. Your proactive approach will not only go a long way toward getting the value of the home appropriately acknowledged, it could also help expedite the process itself.Appraisal Institute Addendum: The Appraisal Institute (or AI), a membership organization comprised of appraisal professionals, has begun developing the tools for standardizing the green appraisal process, including the Residential Green and Energy Efficient Addendum, which can accompany your submission to your bank.This addendum helps articulate the specific characteristics of the home that contribute to its energy efficiency. It takes a comprehensive snapshot of the home — from the level of insulation and projected or tested airtightness of the structure to the exact specifications for the mechanical systems — to make the most of every opportunity for recognizing added value.Home Energy Rating: In addition to the addendum, a home energy rating gives the lender a nationally recognized metric for classifying a home’s efficiency. This third-party submitted value takes some of the subjectivity out of the valuation and helps substantiate claims made in the Addendum.Net Present Value and Savings Calculations: These projections assign a dollar value to the savings the home can offer when compared to a home built to your state’s energy code, indicating the long-term financial stability of the home. Unlike their oil-guzzling counterparts, high-performance homes won’t subject their homeowners to sudden substantial bills or the whims of the fuel markets, which for some could spell a quandary between paying for heat or paying the mortgage. What matters mostDesigning, building and financing a high-performance home may not be path of least resistance, but it offers tremendous rewards. You’re buying into a better future, and at the end of the day, you’ll have a phenomenal home that is durable, healthy, comfortable, and offers financial security that will keep your monthly outlay consistent for many years to come.A new tool, recently released by the Appraisal Institute, serves as the “bow on top” of the three-piecesubmission: two template letters — one to the lender and the second to the appraiser — that act as official cover letters for the homeowner’s application. Access them, and additional resources here.Residential Green Valuation Tools by Sandra K Adomatis, can be ordered through the Appraisal Institute’s website and walks appraisers through the step-by-step considerations in valuing a green home.Finally, find a directory of Qualified Green Appraisers through the Green Buildings Resources page on the Appraisal Institute’s web page. You cannot request that your lender assign your application to aspecific appraiser, but this roster can be used to ensure that an appraiser is drawn from a qualified pool. Energy ratersOperating as third-party entities, energy raters verify the anticipated performance and corresponding operational costs of a proposed home. In doing so, they can also identify opportunities to improve performance. They evaluate the specifications, design characteristics, solar orientation, number of occupants, and other contributing performance features of the home. They also determine how the home will perform, how much energy it will require and, ultimately, how much it will cost to operate.Energy raters use energy modeling software to evaluate these conditions and will arrive at a score for the home. Most often, this score will be the widely recognized Home Energy Rating System, or HERS Index, which is a number between 0 and 100. While it’s possible to hit below zero (for a net-positive home) or above 100 (for a leaky old home), a conventionally built standard new home receives a score of 100. Most high-performance homes land somewhere between 0 and 50 (i.e. shown by modeling to require 50% to 100% less energy than a standard new home).Whether you’re building new or listing an existing high-performance home, the HERS Index is a metric that will convey a specific added value in a language spoken across many disciplines in the industry. Parlin Meyer is director of BrightBuilt Home, a Portland, Maine, firm that designs and builds high-performance houses. Helping Owners of Green Buildings Get a Fair AppraisalPutting Value on Green EnhancementsGreen-Building Appraisal and Financing IssuesSeeing Red on a Green Property Appraisal — Part 1Seeing Red on a Green Property Appraisal — Part 2Seeing Red on a Green Property Appraisal — Part 3Green Home Appraisal WoesA Step Toward Fairer Green Home ValuationsWhen Green Poses an Appraisal ProblemGetting a Grip on Green-Home Appraisals and InsurancePayback Calculations for Energy-Efficiency ImprovementsQ&A: Bad Appraisal on a New Green HomeQ&A: Refinance and Appraisal of Net-Zero Home Appraisal consultantFor an accurate estimate of what an appraiser is likely to assess for the value of your project, it is wise to hire an appraisal consultant early on. This consultant should be either an active appraiser or experienced in the appraisal process and be able to help determine if your project is likely to achieve a valuation that will qualify it for the required financing.Bob Strong, CEO of Property Valuation Services, says it is common for new construction projects toappraise for less than the cost to build the house, particularly in certain regions where existing housing stock is comparatively inexpensive. He states, however, that “new construction is taking off right now because inventory is so low.”A consultant can characterize the green and design features of the home so that you realize optimal appraisal value. This will help ensure that construction pricing is in keeping with projected value of the project so that you do not arrive at the end of the process only to find that you can’t finance the home you’ve spent months planning. Playing the gameYou have your team together, and now it’s time to go to bat. So it’s important to know the rules of the game. This boils down to one document: the appraisal. In evaluating a green home, the appraisal process aims to acknowledge the long-term value of your home. When the value is appropriately recognized by the appraiser, lenders will grant a higher sum to finance a green home’s construction, acknowledging that the long-term safety net of predictable (or no) monthly costs is far superior to that of the average home.Assigning value, though, is complicated by the fact that not all high-performance homes are equal and that few of them exist for setting the standards in this data-driven numbers game.There are currently three methods for appraising a home. The first is the sales comparison or market approach, the method most used and best understood by home buyers and professionals alike. In this method, area homes (or “comps”) similar to the home under evaluation are used as the basis for determining the subject home’s value.Similarly sized homes with similar features provide a set of data points that come with their associated market value. The data points for high-performance features are woefully few.The second method is the cost approach, which assumes the value of an improvement is the same as the cost to construct or replace the improvement. The cost approach is less common than the sales comparison approach but is useful for appraisers when they have few or no comps to reference.In the high-performance realm, the cost approach is applicable because the amount of inventory required to make a viable “comparable” argument may not be available. How an appraiser might understand what to value in a project, then, relies heavily on the documentation provided to the lender by the homeowner and his or her advocates.The third method is the income capitalization approach, which generally applies to rental properties only, as it acknowledges the anticipated income stream against which a property owner can borrow. While it is not likely to be used as the singular approach in a high-performance valuation, this method can be employed as an adjustment to the sales comparison approach if it can be clearly demonstrated that energy savings translate to an income stream. Few people who embark on the adventure of building a new home have done so before. If you are venturing down this road, there are key things to know before the first shovels hit the ground. And a significant portion of this knowledge lies in the financing process.To understand how to secure financing for a new home, it is helpful to understand the when, the who, and the what of the process. Knowing when certain steps should be taken, who should be consulted along the way, and what documents you’ll need will make for a much smoother experience overall. This is particularly important for a home buyer commencing the noble and worthy quest of building a green home.Before getting into the nuts and bolts, it’s worth stepping back to take in the big picture of building green. Architect/DesignerIncorporating green design thinking and specifications from the start will make life easier for everyone involved, particularly the builder, when it comes time to do the numbers. In Maine, quite a few architectural firms and independent architectural designers are well-versed in high-performance building.If meeting with prospective designers for the first time, ask them about their experience in high-performance homes and whether they have any certifications or accreditations that speak to their knowledge of sustainable design (examples include Certified Passive House Consultant, LEED Accredited Professional, Energy Star partner, etc.). Ideally, they can speak to performance strategies around insulation, air-sealing techniques, energy-efficient mechanical systems, and solar orientation. Editor’s note: This article originally appeared in Green & Healthy Homes Maine and is reprinted here with permission. Picking the teamTo recognize the best value in a green home, it is important to build an effective team. In addition to the usual suspects — builder, architect, lender, realtor — you may want to consider a few others, such as an energy rater, an appraisal consultant and the homeowner as self-advocate. The team counts, and building a solid squad of knowledgeable players will serve the homeowner well when it comes to dollars and cents.Let’s start with Realtors. While years ago, buyers were driven primarily by finishes, styles, features, and of course, the ever-important location, there are now new markers of interest. Homes with solar arrays, efficient boilers (or no boiler at all), better performing windows and so on, are being noticed for their sustainable qualities.And it’s not just in the listing title but, most importantly, in the newly-added check boxes for green features on the Multiple Listing Service (MLS). These performance-specific categories have been added to the MLS so that listing agents can ensure the “green” features of the home are clearly spelled out. The standardization of green features bodes well for new high-performance homes seeking area comps. Existing homes that have been upgraded to include sustainable features stand to gain as well.While these added tools are important, it’s also important for homeowners to know their role in aiding real estate agents to list and advertise a high-performance home effectively. As Julia Bassett Schwerin, a designated Green Realtor with Coldwell Banker, notes, “The best thing a realtor can do is to understand how the homeowner saved money thanks to those features.” It’s incumbent on the homeowner to provide that information to their Realtor, through either historical utility bills or spec sheets on their home’s features.Schwerin also stresses that it’s important for both homeowners and realtors to give appraisers as much information as possible. “Appraisers are way too busy right now, so you gotta help them, gotta make it easy for them. That’s the main thing I stress: give them as much information as you can to help them recognize the value of your property.”
An abandoned Pakistani boat was seized by the Border Security Force (BSF) near Sir Creek area off Gujarat in the Arabian sea, an official said Tuesday. The fishing boat was found abandoned in the Sir Creek estuary along the Indo-Pakistan border near Kutch off the Gujarat coast Monday night by a BSF patrolling team, he said. No fisherman was found in the boat. A search operation was launched in the area but no one was found, the official said, adding that some fishing equipment were seized from the boat. Pakistani fishermen have several times crossed over to the Indian waters on boats during fishing. In October, the BSF had caught five Pakistani nationals from Indian territorial waters from creek area in the Arabian Sea near border pillar number G-33 close to the Indo-Pakistan border.
India captain Mahendra Singh Dhoni on Friday said adapting quickly to the conditions would be key to his team’s success in the first cricket one-dayer against Sri Lanka here on Saturday.A rejuvenated India will start their new season with the first ODI of the five-match series at the Mahinda Rajapaksa International Stadium, a ground where the visitors will make their debut on Saturday.”It’s a new venue. Conditions change in the afternoon, it’s quite windy out here. The strong winds can be a factor. Not only the bowlers, but the batsmen and the fielders also need to get used to the conditions,” Dhoni said at the pre-match press conference.”This is a big field. So, the fielders will have to see that batsmen do not make twos into threes which is quite normal in a one-day game. It’s good we are practising under lights today, so we will get to know what to expect in the second innings,” he added.Dhoni acknowledged that the extended break was very helpful for his side.”Everybody is looking fresh. Everyone is putting in a lot of effort. There is more energy. This increased energy and freshness is definitely a big plus for us,” he said.”We are mentally and physically fresh after this rest. During this break we got time to work on our fitness.”
The All India Council for Sports (AICS) expressed its anguish over the large number of anti-doping rule violations among the Indian athletes. The AICS, which is an advisory body to the Sports Ministry, suggested that the National Anti-Doping Agency needs to be more proactive and should take punitive action against those indulging in doping.A recent data issued by the World Anti-Doping Agency (WADA) had placed India (117) in the third position behind Russia (176) and Italy (129) among countries with most anti-doping rule violations.The AICS, which is headed by Vijay Kumar Malhotra and comprises imminent former athletes like Sachin Tendulkar, PT Usha, Kunjarani Devi, among others, suggested a two-pronged approach to deal with the situation. Former sportspersons Bhaichung Bhutia, Kunjarani and Limba Ram strongly advocated that dope test should be made compulsory at School Games, State Competitions and State Championships and suggested stringent penal action.The AICS also stressed the need for accreditation of all food supplements by FSSI so that the blame cannot be shifted to the food supplements.Malhotra assured that he would take up the matter with all stake holders like Army, Para-Military Forces, State Chief Ministers and all other agencies to ensure dope free sports and also to make dope tests compulsory prior to the physical fitness tests for recruitment where physical fitness test is per-requisite for employment.
England defeated Spain 5-2 to be crowned the FIFA U-17 World Cup champions at the iconic Vivekananda Yuba Bharati Krirangan in Kolkata on Saturday.The Kolkata crowd is no less iconic, breaking attendance records over the course of the tournament and saw 66,684 football loving fans fill the stands for the final showdown between the Three Lions and La Roja.India became the most attended World Cup in the U-17 category overtaking China as 12,80,459 spectators filled the stands throughout the course of the tournament.The earlier record attendance of 12,30,976 being set in the first edition of the tournament back in 1985.A city generally divided when it comes to all things football, the crazy fans turned up to see the beautiful game on the grandest stage of them all united at the City of Joy.Flags of their favourite teams — Mohun Bagan or East Bengal were hung from the stands and chants of Spain united the crowd in the opening minutes of the game with Spain in cruise control leading by 2 goals.As Spain’s fortunes changed, so did the crowd backing them. England had been used to the Kolkata crowd having their back in matches. After the semifinal against Brazil, they seem to have accepted that Spain will get more love from the fans in Kolkata.But all that changed as Brewster headed in England’s first goal in the 44th minute. The crowd danced along to England’s tunes as the ‘tiki-taka’ melody fell flat. A certain Phil Foden was being the Pied Piper for the men in White and Blue.advertisementThe English coach, Steve Cooper, had noted earlier in the tournament that the Kolkata crowd appreciates good football and the fans wanted exactly that.After going down 2-0 in the span of 31 minutes, the English came all guns blazing in the second half and lit the Salt Lake Stadium.The familiar Mexican wave had never looked better, the flashlights on people’s phones outshone the stars above.Football had come home and the young English lions ran towards the stands, soaked in the rapturous reception and made Kolkata their own Wembley.